Personal Finance


Cost: $75.00 for entire course; $8.00 for a particular lesson. 


 Meeting Time: Thursdays  -  7PM U.S EST

 
--------------------------------------------------------------------------------------------------------- 

Course Description: This is a 6 week course that teaches you the core basics of personal financial planning. In this course, you will learn how to create a personal cash flow statement, how to create a budget and keep tabs on your spending. 


Course Outline:

Lesson 1:    Understanding Financial Planning

                       Developing Financial Goals                     

                       Components of a Financial Plan                      

                       Developing a Financial Plan 


Lesson 2:     Importance of Personal Financial Planning

                       Creating Personal Cash Flow Statement 

                       Creating Personal Balance Sheet  

                       Creating a Budget                


Lesson 3:    Assessing your credit 

                       Securing your Credit    

                       Credit Bureaus and your credit report                 

                       Identity Theft


Lesson 4:     Managing Your debt                

                        Credit Cards                      

                        Tips on using Credit Cards

Lesson 5:     Loans and Home Purchasing         

                        Home Equity Loans         

                        Car Loans   

                        Purchasing and Financing a Home   

                        Types of Mortgages  

                        Own vs. Rent 


Lesson 6:      Financial Assessment Project    

                         Analyzing and editing financial goals        

                         Recreating financial plans

                         Redoing personal budget and creating financial portfolio